Buy now, pay over time with Affirm Financing
Make monthly payments with no hidden fees
What is Affirm?
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers instant loan decisioning for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments over the course of three, six, or twelve months
How to use Affirm
Shop your favorite devices on phonecrib.com or shop.phonecrib.com. Add the item to your cart, select Affirm payment to check out. You will redirected to Affirm to securely complete your purchase. It’s quick and easy – get a real-time decision!
How payment plans work
Affirm Pay in 4 installments:Â Payment duration every 2 weeks. Down payment may be required, Interest-free. No fees.Â
Affirm pay monthly installments: Payment duration monthly, Down payment may be required, Interest 0–36% APR, No fees.
Does Affirm do a credit check?
When you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center. If you apply for more loans with Affirm, we may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible
How to apply on Affirm?
Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity and to make a decision within seconds. Affirm will base its loan decision not only on your credit, but also on several other data points about you. This means you may be able to obtain financing from Affirm even if you don’t have an extensive credit history.
More Question?
Have more questions? Check out the Help center here :Â Affirm FAQs
